I got my credit score in the mail today. It came from one of the banks that I applied to for a home loan. It wasn't a denial letter, just a letter stating that I've applied for a loan and it included my credit score from two of the credit bureas. Once bureau was 598 and the other was 602. I know that's not good, but I've been told (or I've read) that banks have given loans to people with a credit score of 600. It was said that they required 20% down, but the loan was approved. So I am hopeful.
I haven't heard anything from one bank and there is another bank that I am contacing who is working with the Illinois first time home buyer programs. I really do need the $7500 credit that will help with a down payment. I have some money in the bank, but I have a few large bills and my car is acting up. I need to take it to the shop. So the $2000 I have in the bank will not go very far. I'm trying to hold on to it as long as I can.
I have faith in God.
And my God will liberally supply (fill to the full) your every need according to His riches in glory in Christ Jesus. --Phillipians 4:19
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