I had a $3500 bad debt hanging over my head and today I just PAID it OFF. My balance is zero. Actually, I didn't pay the full amount, but thanks to Dave Ramsey, I went in and asked for a settlement. That was two weeks ago. I have $2K in my pocket and I asked the woman if it could be settled for $1K. She said she wasn't sure and she also said that they don't purchase the debts (not sure if she was lying to me or not). I left. The next morning she called me back, but I didn't get the message. So, today I went in again and told her that I had $1500 on me and that I would like to know if the account could be settled. She agreed and now my balance is ZERO!!
THANK GOD!!!
Now I have a $10 debt that I need to find out who to pay for it.
The only other debt I have is my student loan!!!
So far this year, since August, I've paid off $2800 in bad debt.
I'm going to chunk away at my student loan on next year. My goal is to pay as close to $25,000 as I could.
I'm so happy and thankful to God!!!
MY DEBT IS BEING DEMOLISHED!!!
Now I can pay for health insurance!!
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